Albany, VT
Albany wildfire risk explained
USFS's Wildfire Risk to Communities model puts Albany at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 124 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albany's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Where Albany's buildings actually sit
124 buildings are counted in Albany, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Albany compares
Within Vermont, Albany ranks higher (30th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Albany ranks 27,118 for wildfire risk (1 is highest) and 28,007 by building count (1 is largest). Within Vermont alone, it ranks 125 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
At the 14th national percentile, Albany rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Albany
Albany's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Albany's figures come from
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Albany. The exposure-zones guide covers what Albany's dominant direct exposure actually means, with real examples from across the dataset.