Albany, OK
How exposed is Albany to wildfire?
USFS scores Albany at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albany at the 78th percentile, close to its 77th-percentile risk score.
Where Albany's buildings actually sit
Direct exposure dominates in Albany: 97.5% of its 160 buildings, versus 2.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Albany ranks
Albany ranks lower within Oklahoma (16th percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Albany ranks 7,319 for wildfire risk (1 is highest) and 26,446 by building count (1 is largest). Within Oklahoma alone, it ranks 702 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Albany
Albany's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Albany
Because Direct exposure dominates in Albany (97.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Albany's 7,319-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Albany, see the exposure-zones guide.