Albany, OH
Albany, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Albany lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 634 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albany's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Where Albany's buildings actually sit
USFS puts 72.6% of Albany's 634 buildings in the Indirect exposure zone, versus 27.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Albany against the rest of the country
Albany's 92nd-percentile standing inside Ohio outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Albany ranks 18,380 for wildfire risk (1 is highest) and 15,424 by building count (1 is largest). Within Ohio alone, it ranks 102 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Albany
Albany's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Albany's 72.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Albany's figures come from
The methodology guide shows exactly how USFS turned 634 counted buildings into the percentiles shown above for Albany. The exposure-zones guide covers what Albany's dominant indirect exposure actually means, with real examples from across the dataset.