Albany, LA
How exposed is Albany to wildfire?
USFS's Wildfire Risk to Communities model puts Albany at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 760 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albany at the 75th percentile, close to its 76th-percentile risk score.
What "at risk" means for the buildings here
760 buildings are counted in Albany, and 59.6% of them are Indirect exposure — ember-driven risk rather than the 40.4% in Direct exposure or the 0% rated Minimal.
Albany against the rest of the country
Albany's risk sits at a similar level relative to Louisiana (90th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Albany ranks 7,593 for wildfire risk (1 is highest) and 14,015 by building count (1 is largest). Within Louisiana alone, it ranks 52 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Albany's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Albany (59.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 760 counted buildings into the percentiles shown above for Albany. For more on what indirect exposure implies beyond Albany, see the exposure-zones guide.