Albany, GA
How exposed is Albany to wildfire?
Albany's 27,907 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albany at the 64th percentile, close to its 63rd-percentile risk score.
Albany's building exposure, zone by zone
49.3% of Albany's 27,907 buildings sit in USFS's Minimal exposure zone, with only 28.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 27,907 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Albany against the rest of the country
Albany's 63rd national percentile looks worse in isolation than its 31st ranking inside Georgia does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Albany ranks 11,686 for wildfire risk (1 is highest) and 436 by building count (1 is largest). Within Georgia alone, it ranks 461 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Albany and the insurance market
Albany's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 49.3% of Albany outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Albany's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Albany, see the exposure-zones guide.