Alba, TX
Alba, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Alba at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 392 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alba at the 74th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Alba's buildings actually sit
60.5% of Alba's 392 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 39.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Alba against the rest of the country
Inside Texas, Alba sits at just the 38th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Alba ranks 8,672 for wildfire risk (1 is highest) and 19,384 by building count (1 is largest). Within Texas alone, it ranks 1,113 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Alba and the insurance market
At the 73rd percentile nationally, Alba carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Alba
Alba's 60.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 392 counted buildings into the percentiles shown above for Alba. For more on what indirect exposure implies beyond Alba, see the exposure-zones guide.