Alamo Heights, TX
Alamo Heights wildfire risk explained
Out of every US place USFS scores, Alamo Heights lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,826 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alamo Heights at the 58th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 16.9% of Alamo Heights's 3,826 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Alamo Heights compares
Alamo Heights's 53rd national percentile looks worse in isolation than its 8th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Alamo Heights ranks 14,923 for wildfire risk (1 is highest) and 4,405 by building count (1 is largest). Within Texas alone, it ranks 1,653 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 53rd national percentile, Alamo Heights rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 83.1% of Alamo Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Alamo Heights's figures come from
Every one of the two percentiles behind Alamo Heights's 14,923-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alamo Heights's dominant minimal exposure actually means, with real examples from across the dataset.