Alamo Beach, TX
How exposed is Alamo Beach to wildfire?
USFS's Wildfire Risk to Communities model puts Alamo Beach at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 282 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alamo Beach at the 88th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
66% of Alamo Beach's 282 buildings sit in USFS's Direct exposure zone, roughly 186 structures close enough to burnable vegetation for flame contact, not just embers — 19.9% fall in the Indirect, ember-only zone and 14.2% are Minimal.
Where Alamo Beach ranks
There's little gap between Alamo Beach's 87th national percentile and its 78th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Alamo Beach ranks 4,102 for wildfire risk (1 is highest) and 22,137 by building count (1 is largest). Within Texas alone, it ranks 393 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Alamo Beach
Alamo Beach's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Alamo Beach (66%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Alamo Beach's figures come from
Every one of the two percentiles behind Alamo Beach's 4,102-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alamo Beach's dominant direct exposure actually means, with real examples from across the dataset.