Akeley, MN
Akeley wildfire risk explained
Akeley's 417 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Akeley at the 47th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 59% of Akeley's 417 buildings in the Indirect exposure zone, versus 40.5% Direct and 0.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Akeley compares
Within Minnesota, Akeley ranks higher (72nd percentile) than it does nationally (48th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Akeley ranks 16,259 for wildfire risk (1 is highest) and 18,881 by building count (1 is largest). Within Minnesota alone, it ranks 258 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Akeley's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Akeley
Akeley's 59% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 417 counted buildings into the percentiles shown above for Akeley. For more on what indirect exposure implies beyond Akeley, see the exposure-zones guide.