Ainsworth, IA
How exposed is Ainsworth to wildfire?
USFS scores Ainsworth at the 49th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 308 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ainsworth's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
What "at risk" means for the buildings here
Most of Ainsworth's buildings (86% of 308) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ainsworth ranks
Ainsworth's 68th-percentile standing inside Iowa outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ainsworth ranks 15,938 for wildfire risk (1 is highest) and 21,416 by building count (1 is largest). Within Iowa alone, it ranks 324 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Ainsworth's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Ainsworth's 86% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Ainsworth's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ainsworth, see the exposure-zones guide.