Ailey, GA
Ailey wildfire risk explained
Ailey sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 313 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ailey at the 66th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
313 buildings are counted in Ailey, and 66.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Ailey against the rest of the country
Inside Georgia, Ailey sits at just the 42nd percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ailey ranks 10,997 for wildfire risk (1 is highest) and 21,277 by building count (1 is largest). Within Georgia alone, it ranks 386 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Ailey
Ailey's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 66.5% of Ailey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 313 counted buildings into the percentiles shown above for Ailey. For more on what direct exposure implies beyond Ailey, see the exposure-zones guide.