Aguila, AZ
How exposed is Aguila to wildfire?
Aguila sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 450 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Aguila at the 81st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Aguila's building exposure, zone by zone
Direct exposure dominates in Aguila: 77.1% of its 450 buildings, versus 22.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Aguila compares
Aguila ranks lower within Arizona (42nd percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Aguila ranks 6,639 for wildfire risk (1 is highest) and 18,271 by building count (1 is largest). Within Arizona alone, it ranks 255 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Aguila's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Aguila's 77.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Aguila's 6,639-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Aguila, see the exposure-zones guide.