Agua Dulce (Nueces), TX
Agua Dulce (Nueces) wildfire risk explained
USFS's Wildfire Risk to Communities model puts Agua Dulce (Nueces) at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 399 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Agua Dulce (Nueces) at the 39th percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
Most of Agua Dulce (Nueces)'s buildings (92% of 399) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Agua Dulce (Nueces) ranks
Agua Dulce (Nueces) ranks lower within Texas (4th percentile statewide) than its 39th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Agua Dulce (Nueces) ranks 19,303 for wildfire risk (1 is highest) and 19,239 by building count (1 is largest). Within Texas alone, it ranks 1,733 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Agua Dulce (Nueces)'s moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 92% of Agua Dulce (Nueces) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Agua Dulce (Nueces)'s figures come from
Every one of the two percentiles behind Agua Dulce (Nueces)'s 19,303-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Agua Dulce (Nueces)'s dominant minimal exposure actually means, with real examples from across the dataset.