Agency, IA
Agency wildfire risk explained
Out of every US place USFS scores, Agency lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 431 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Agency at the 66th percentile, close to its 63rd-percentile risk score.
Agency's building exposure, zone by zone
Most of Agency's buildings (78.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Agency ranks
Agency's 87th-percentile standing inside Iowa outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Agency ranks 11,530 for wildfire risk (1 is highest) and 18,623 by building count (1 is largest). Within Iowa alone, it ranks 134 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Agency and the insurance market
At the 63rd percentile nationally, Agency carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 78.2% of Agency's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 431 counted buildings into the percentiles shown above for Agency. For more on what indirect exposure implies beyond Agency, see the exposure-zones guide.