Afton, OK
Afton, OK's wildfire risk, in USFS's own numbers
Afton sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 681 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Afton at the 77th percentile, close to its 76th-percentile risk score.
Afton's building exposure, zone by zone
Most of Afton's buildings (43.3% of 681) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Afton compares
Afton's 76th national percentile looks worse in isolation than its 15th ranking inside Oklahoma does — this place is on the milder end for its own state, by 61 points. Among the 31,521 US communities USFS scores, Afton ranks 7,604 for wildfire risk (1 is highest) and 14,853 by building count (1 is largest). Within Oklahoma alone, it ranks 707 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Afton's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Afton
Afton's 43.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 681 counted buildings into the percentiles shown above for Afton. For more on what minimal exposure implies beyond Afton, see the exposure-zones guide.