Advance, MO
How exposed is Advance to wildfire?
USFS scores Advance at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 839 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Advance's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
Only 11.6% of Advance's 839 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Advance compares
Advance's risk sits at a similar level relative to Missouri (5th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Advance ranks 29,511 for wildfire risk (1 is highest) and 13,258 by building count (1 is largest). Within Missouri alone, it ranks 1,012 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Advance and the insurance market
At the 6th national percentile, Advance rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Advance
Even with 88.4% of Advance outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Advance's figures come from
Advance's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Advance's dominant minimal exposure actually means, with real examples from across the dataset.