Advance, MI
Advance, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Advance at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 375 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Advance at the 25th percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
84.3% of Advance's 375 buildings sit in USFS's Direct exposure zone, roughly 316 structures close enough to burnable vegetation for flame contact, not just embers — 13.3% fall in the Indirect, ember-only zone and 2.4% are Minimal.
Where Advance ranks
Within Michigan, Advance ranks higher (75th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Advance ranks 23,834 for wildfire risk (1 is highest) and 19,762 by building count (1 is largest). Within Michigan alone, it ranks 187 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Advance
Advance's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Advance's 84.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 375 counted buildings into the percentiles shown above for Advance. For more on what direct exposure implies beyond Advance, see the exposure-zones guide.