Adrian, MI
Adrian, MI's wildfire risk, in USFS's own numbers
Adrian's 8,207 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adrian at the 10th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Adrian rates 56.3% Minimal exposure against just 6.8% Direct and 36.9% Indirect — of 8,207 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 8,207 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Adrian against the rest of the country
Within Michigan, Adrian ranks higher (29th percentile) than it does nationally (9th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Adrian ranks 28,616 for wildfire risk (1 is highest) and 2,042 by building count (1 is largest). Within Michigan alone, it ranks 523 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Adrian's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 56.3% of buildings rated Minimal exposure, Adrian gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,207 counted buildings into the percentiles shown above for Adrian. For more on what minimal exposure implies beyond Adrian, see the exposure-zones guide.