Adelphi, MD
Adelphi, MD's wildfire risk, in USFS's own numbers
Adelphi's 2,429 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adelphi at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Adelphi's building exposure, zone by zone
Most of Adelphi's buildings (70.7% of 2,429) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Adelphi against the rest of the country
Adelphi's risk sits at a similar level relative to Maryland (33rd percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Adelphi ranks 24,231 for wildfire risk (1 is highest) and 6,438 by building count (1 is largest). Within Maryland alone, it ranks 356 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Adelphi's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 70.7% of buildings rated Minimal exposure, Adelphi gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,429 counted buildings into the percentiles shown above for Adelphi. For more on what minimal exposure implies beyond Adelphi, see the exposure-zones guide.