Adeline, IL
How exposed is Adeline to wildfire?
USFS scores Adeline at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 109 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adeline at the 12th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Adeline's buildings actually sit
USFS classifies 58.7% of Adeline's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 41.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Adeline ranks
Compare Adeline's two percentiles: 48th within Illinois, only 13th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Adeline ranks 27,534 for wildfire risk (1 is highest) and 28,652 by building count (1 is largest). Within Illinois alone, it ranks 753 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Adeline and the insurance market
Adeline's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 58.7% of buildings rated Minimal exposure, Adeline gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Adeline's 27,534-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Adeline, see the exposure-zones guide.