Addison (Webster Springs), WV
Addison (Webster Springs) wildfire risk explained
Addison (Webster Springs) sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 449 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Addison (Webster Springs) at the 50th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Addison (Webster Springs) (84.9% of 449 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.1% sit in the Direct zone.
How Addison (Webster Springs) compares
There's little gap between Addison (Webster Springs)'s 50th national percentile and its 38th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Addison (Webster Springs) ranks 15,682 for wildfire risk (1 is highest) and 18,309 by building count (1 is largest). Within West Virginia alone, it ranks 267 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Addison (Webster Springs)
Addison (Webster Springs)'s elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Addison (Webster Springs)'s 84.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Addison (Webster Springs)'s 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Addison (Webster Springs), see the exposure-zones guide.