Addison, PA
Addison, PA's wildfire risk, in USFS's own numbers
USFS scores Addison at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 185 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Addison at the 50th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Addison's buildings actually sit
Of Addison's 185 counted buildings, 91.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Addison ranks
Addison's 82nd-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Addison ranks 15,704 for wildfire risk (1 is highest) and 25,434 by building count (1 is largest). Within Pennsylvania alone, it ranks 354 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Addison's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 91.9% of Addison in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Addison's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Addison, see the exposure-zones guide.