Addison, NY
How exposed is Addison to wildfire?
USFS's Wildfire Risk to Communities model puts Addison at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 922 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Addison at the 38th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Addison's buildings actually sit
52.4% of Addison's 922 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 47.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Addison against the rest of the country
Within New York, Addison ranks higher (81st percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Addison ranks 19,541 for wildfire risk (1 is highest) and 12,539 by building count (1 is largest). Within New York alone, it ranks 241 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Addison and the insurance market
Addison's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Addison's 52.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Addison's 19,541-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Addison, see the exposure-zones guide.