Addison, IL
Addison wildfire risk explained
Out of every US place USFS scores, Addison lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 11,994 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Addison's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Addison's buildings actually sit
Most of Addison's buildings (99.1% of 11,994) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,994 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Addison ranks
Within Illinois, Addison ranks higher (64th percentile) than it does nationally (21st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Addison ranks 24,890 for wildfire risk (1 is highest) and 1,302 by building count (1 is largest). Within Illinois alone, it ranks 522 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Addison
Addison's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Addison's 99.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Addison's figures come from
The methodology guide shows exactly how USFS turned 11,994 counted buildings into the percentiles shown above for Addison. The exposure-zones guide covers what Addison's dominant minimal exposure actually means, with real examples from across the dataset.