Adamsville, TN
How exposed is Adamsville to wildfire?
USFS's Wildfire Risk to Communities model puts Adamsville at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,095 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adamsville at the 65th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Adamsville's building exposure, zone by zone
1,095 buildings are counted in Adamsville, and 69.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Adamsville compares
Adamsville scores 62nd nationally and 54th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Adamsville ranks 11,890 for wildfire risk (1 is highest) and 11,311 by building count (1 is largest). Within Tennessee alone, it ranks 231 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 62nd percentile nationally, Adamsville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Adamsville (69.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Adamsville's figures come from
Adamsville's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Adamsville's dominant direct exposure actually means, with real examples from across the dataset.