Adams, TN
Adams, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Adams lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 433 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Adams at the 15th percentile, close to its 14th-percentile risk score.
Adams's building exposure, zone by zone
83.4% of Adams's 433 buildings sit in USFS's Direct exposure zone, roughly 361 structures close enough to burnable vegetation for flame contact, not just embers — 14.8% fall in the Indirect, ember-only zone and 1.9% are Minimal.
Where Adams ranks
Adams's risk sits at a similar level relative to Tennessee (3rd percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Adams ranks 27,181 for wildfire risk (1 is highest) and 18,595 by building count (1 is largest). Within Tennessee alone, it ranks 487 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Adams
At the 14th national percentile, Adams rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Adams
Because Direct exposure dominates in Adams (83.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Adams's figures come from
Adams's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Adams's dominant direct exposure actually means, with real examples from across the dataset.