Adams, OR
How exposed is Adams to wildfire?
USFS scores Adams at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 242 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adams at the 34th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
60.3% of Adams's 242 buildings sit in USFS's Minimal exposure zone, with only 39.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Adams against the rest of the country
Adams scores 34th nationally and 33rd within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Adams ranks 20,778 for wildfire risk (1 is highest) and 23,401 by building count (1 is largest). Within Oregon alone, it ranks 281 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Adams and the insurance market
Adams sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 34th national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
Even with 60.3% of Adams outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Adams's figures come from
Every one of the two percentiles behind Adams's 20,778-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Adams's dominant minimal exposure actually means, with real examples from across the dataset.