Adams, NY
How exposed is Adams to wildfire?
Out of every US place USFS scores, Adams lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 878 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Adams's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
USFS puts 54.9% of Adams's 878 buildings in the Indirect exposure zone, versus 45.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Adams compares
Adams scores 7th nationally and 12th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Adams ranks 29,414 for wildfire risk (1 is highest) and 12,925 by building count (1 is largest). Within New York alone, it ranks 1,132 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Adams's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Adams
Because 54.9% of Adams's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Adams's 29,414-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Adams, see the exposure-zones guide.