Adams, MN
Adams, MN's wildfire risk, in USFS's own numbers
Adams's 453 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Adams at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Adams's buildings actually sit
Adams rates 87.4% Minimal exposure against just 12.6% Direct and 0% Indirect — of 453 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Adams compares
Adams's risk sits at a similar level relative to Minnesota (14th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Adams ranks 28,179 for wildfire risk (1 is highest) and 18,218 by building count (1 is largest). Within Minnesota alone, it ranks 784 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Adams
Adams's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Adams
With 87.4% of buildings rated Minimal exposure, Adams gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Adams's figures come from
Adams's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Adams's dominant minimal exposure actually means, with real examples from across the dataset.