Ada, OK
Ada wildfire risk explained
USFS scores Ada at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 8,573 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ada at the 95th percentile, close to its 94th-percentile risk score.
Ada's building exposure, zone by zone
66.9% of Ada's 8,573 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 20.4% Direct and 12.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 8,573 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Ada against the rest of the country
Inside Oklahoma, Ada sits at just the 74th percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ada ranks 1,831 for wildfire risk (1 is highest) and 1,938 by building count (1 is largest). Within Oklahoma alone, it ranks 213 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Ada's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Ada (66.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Ada's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Ada, see the exposure-zones guide.