Ada, MN
Ada wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ada at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,073 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ada's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Ada's buildings actually sit
Only 11.9% of Ada's 1,073 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Ada compares
There's little gap between Ada's 39th national percentile and its 52nd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ada ranks 19,281 for wildfire risk (1 is highest) and 11,444 by building count (1 is largest). Within Minnesota alone, it ranks 437 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Ada
Ada's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ada
Ada's 88.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ada's figures come from
Every one of the two percentiles behind Ada's 19,281-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ada's dominant minimal exposure actually means, with real examples from across the dataset.