Ada, KS
Ada wildfire risk explained
Ada sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 135 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ada at the 51st percentile, close to its 56th-percentile risk score.
Where Ada's buildings actually sit
Most of Ada's buildings (59.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Ada compares
Ada's risk sits at a similar level relative to Kansas (45th percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ada ranks 13,769 for wildfire risk (1 is highest) and 27,490 by building count (1 is largest). Within Kansas alone, it ranks 396 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Ada
Ada's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Ada's 59.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Ada's figures come from
The methodology guide shows exactly how USFS turned 135 counted buildings into the percentiles shown above for Ada. The exposure-zones guide covers what Ada's dominant indirect exposure actually means, with real examples from across the dataset.