Ackworth, IA
Ackworth wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ackworth at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 87 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ackworth's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Where Ackworth's buildings actually sit
88.5% of Ackworth's 87 buildings sit in USFS's Direct exposure zone, roughly 77 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 11.5% are Minimal.
How Ackworth compares
Within Iowa, Ackworth ranks higher (77th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ackworth ranks 13,860 for wildfire risk (1 is highest) and 29,612 by building count (1 is largest). Within Iowa alone, it ranks 237 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Ackworth's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 88.5% of Ackworth in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ackworth's 13,860-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ackworth, see the exposure-zones guide.