Ackley, IA
How exposed is Ackley to wildfire?
Ackley sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,036 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ackley at the 14th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
90.3% of Ackley's 1,036 buildings sit in USFS's Minimal exposure zone, with only 9.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Ackley against the rest of the country
Ackley scores 16th nationally and 27th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ackley ranks 26,376 for wildfire risk (1 is highest) and 11,687 by building count (1 is largest). Within Iowa alone, it ranks 745 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 16th national percentile, Ackley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Ackley's 90.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,036 counted buildings into the percentiles shown above for Ackley. For more on what minimal exposure implies beyond Ackley, see the exposure-zones guide.