Acampo, CA
How exposed is Acampo to wildfire?
USFS's Wildfire Risk to Communities model puts Acampo at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 170 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Acampo at the 34th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Acampo's building exposure, zone by zone
USFS classifies 78.8% of Acampo's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 21.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Acampo compares
Acampo ranks lower within California (4th percentile statewide) than its 34th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Acampo ranks 20,757 for wildfire risk (1 is highest) and 26,010 by building count (1 is largest). Within California alone, it ranks 1,512 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Acampo
Acampo sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 34th-percentile score like Acampo's can end up mattering for. More on the disclosure law.
What would actually reduce this score
With 78.8% of buildings rated Minimal exposure, Acampo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Acampo's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Acampo, see the exposure-zones guide.