Abernathy, TX
Abernathy, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Abernathy at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,519 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Abernathy's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Abernathy's building exposure, zone by zone
USFS puts 90.4% of Abernathy's 1,519 buildings in the Indirect exposure zone, versus 9.4% Direct and 0.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Abernathy ranks
Abernathy's risk sits at a similar level relative to Texas (81st percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Abernathy ranks 3,730 for wildfire risk (1 is highest) and 9,089 by building count (1 is largest). Within Texas alone, it ranks 347 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Abernathy and the insurance market
Abernathy's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Abernathy (90.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Abernathy's figures come from
Every one of the two percentiles behind Abernathy's 3,730-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Abernathy's dominant indirect exposure actually means, with real examples from across the dataset.