The Ranch, MN
How exposed is The Ranch to wildfire?
The Ranch's 16 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, The Ranch's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where The Ranch's buildings actually sit
Of The Ranch's 16 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. This is a small settlement by building count — 16 total — so these shares describe a handful of structures, not a statistical average across thousands.
The Ranch against the rest of the country
Within Minnesota, The Ranch ranks higher (97th percentile) than it does nationally (76th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, The Ranch ranks 7,438 for wildfire risk (1 is highest) and 31,484 by building count (1 is largest). Within Minnesota alone, it ranks 32 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
The Ranch and the insurance market
At the 76th percentile nationally, The Ranch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in The Ranch
With 100% of The Ranch in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where The Ranch's figures come from
Every one of the two percentiles behind The Ranch's 7,438-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. Small places like The Ranch (16 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.