Tavistock, NJ
How exposed is Tavistock to wildfire?
Out of every US place USFS scores, Tavistock lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 14 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tavistock at the 50th percentile, close to its 47th-percentile risk score.
Tavistock's building exposure, zone by zone
Direct exposure dominates in Tavistock: 85.7% of its 14 buildings, versus 0% Indirect and 14.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. This is a small settlement by building count — 14 total — so these shares describe a handful of structures, not a statistical average across thousands.
Tavistock against the rest of the country
Tavistock scores 47th nationally and 52nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tavistock ranks 16,867 for wildfire risk (1 is highest) and 31,495 by building count (1 is largest). Within New Jersey alone, it ranks 339 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 47th national percentile, Tavistock rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Tavistock's 85.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 14 counted buildings into the percentiles shown above for Tavistock. At 14 buildings, Tavistock is close to the size where USFS's data gets thin — the data-quality guide explains why 517 places nationally get no score at all.