Stidham, OK
Stidham, OK's wildfire risk, in USFS's own numbers
USFS scores Stidham at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 19 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Stidham at the 99th percentile, close to its 98th-percentile risk score.
Stidham's building exposure, zone by zone
Direct exposure dominates in Stidham: 100% of its 19 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. This is a small settlement by building count — 19 total — so these shares describe a handful of structures, not a statistical average across thousands.
Stidham against the rest of the country
There's little gap between Stidham's 98th national percentile and its 98th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Stidham ranks 610 for wildfire risk (1 is highest) and 31,466 by building count (1 is largest). Within Oklahoma alone, it ranks 20 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Stidham's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Stidham in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Stidham's figures come from
The methodology guide shows exactly how USFS turned 19 counted buildings into the percentiles shown above for Stidham. Small places like Stidham (19 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.