Rafael Pena, TX
Rafael Pena wildfire risk explained
USFS scores Rafael Pena at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 15 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rafael Pena's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Rafael Pena's building exposure, zone by zone
93.3% of Rafael Pena's 15 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 6.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone. This is a small settlement by building count — 15 total — so these shares describe a handful of structures, not a statistical average across thousands.
Rafael Pena against the rest of the country
Rafael Pena's risk sits at a similar level relative to Texas (87th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rafael Pena ranks 2,817 for wildfire risk (1 is highest) and 31,493 by building count (1 is largest). Within Texas alone, it ranks 242 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Rafael Pena
Rafael Pena's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Rafael Pena's 93.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Rafael Pena's figures come from
Every one of the two percentiles behind Rafael Pena's 2,817-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. Small places like Rafael Pena (15 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.