Oxville, IL
Oxville wildfire risk explained
USFS scores Oxville at the 15th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 22 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oxville at the 15th percentile, close to its 15th-percentile risk score.
Where Oxville's buildings actually sit
90.9% of Oxville's 22 buildings sit in USFS's Minimal exposure zone, with only 9.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. This is a small settlement by building count — 22 total — so these shares describe a handful of structures, not a statistical average across thousands.
How Oxville compares
Compare Oxville's two percentiles: 53rd within Illinois, only 15th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oxville ranks 26,878 for wildfire risk (1 is highest) and 31,440 by building count (1 is largest). Within Illinois alone, it ranks 687 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Oxville and the insurance market
Oxville's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oxville
Oxville's 90.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 22 counted buildings into the percentiles shown above for Oxville. At 22 buildings, Oxville is close to the size where USFS's data gets thin — the data-quality guide explains why 517 places nationally get no score at all.