Monowi, NE
Monowi wildfire risk explained
Monowi sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 22 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monowi at the 76th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Monowi's 22 counted buildings, 72.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. This is a small settlement by building count — 22 total — so these shares describe a handful of structures, not a statistical average across thousands.
How Monowi compares
Monowi scores 81st nationally and 87th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monowi ranks 6,150 for wildfire risk (1 is highest) and 31,444 by building count (1 is largest). Within Nebraska alone, it ranks 77 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Monowi
At the 81st percentile nationally, Monowi carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Monowi's 72.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Monowi's figures come from
Every one of the two percentiles behind Monowi's 6,150-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. Small places like Monowi (22 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.