Midway, MN
Midway wildfire risk explained
Out of every US place USFS scores, Midway lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 9 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Midway's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Midway: 88.9% of its 9 buildings, versus 0% Indirect and 11.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. This is a small settlement by building count — 9 total — so these shares describe a handful of structures, not a statistical average across thousands.
Midway against the rest of the country
Midway's 91st-percentile standing inside Minnesota outpaces its 67th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Midway ranks 10,531 for wildfire risk (1 is highest) and 31,514 by building count (1 is largest). Within Minnesota alone, it ranks 81 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Midway and the insurance market
Midway's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Midway
Because Direct exposure dominates in Midway (88.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Midway's 10,531-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. At 9 buildings, Midway is close to the size where USFS's data gets thin — the data-quality guide explains why 517 places nationally get no score at all.