McBaine, MO
How exposed is McBaine to wildfire?
Out of every US place USFS scores, McBaine lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 19 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McBaine at the 59th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
89.5% of McBaine's 19 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone. This is a small settlement by building count — 19 total — so these shares describe a handful of structures, not a statistical average across thousands.
How McBaine compares
There's little gap between McBaine's 56th national percentile and its 45th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McBaine ranks 13,739 for wildfire risk (1 is highest) and 31,465 by building count (1 is largest). Within Missouri alone, it ranks 580 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
McBaine and the insurance market
McBaine's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in McBaine (89.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind McBaine's 13,739-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. At 19 buildings, McBaine is close to the size where USFS's data gets thin — the data-quality guide explains why 517 places nationally get no score at all.