Lazy Lake, FL
How exposed is Lazy Lake to wildfire?
Lazy Lake's 22 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lazy Lake at the 61st percentile, close to its 61st-percentile risk score.
What "at risk" means for the buildings here
59.1% of Lazy Lake's 22 buildings sit in USFS's Minimal exposure zone, with only 40.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. This is a small settlement by building count — 22 total — so these shares describe a handful of structures, not a statistical average across thousands.
Where Lazy Lake ranks
Lazy Lake ranks lower within Florida (16th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lazy Lake ranks 12,346 for wildfire risk (1 is highest) and 31,439 by building count (1 is largest). Within Florida alone, it ranks 805 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lazy Lake
Lazy Lake's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lazy Lake
With 59.1% of buildings rated Minimal exposure, Lazy Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lazy Lake's figures come from
The methodology guide shows exactly how USFS turned 22 counted buildings into the percentiles shown above for Lazy Lake. Small places like Lazy Lake (22 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.