Kilby Butte Colony, MT
Kilby Butte Colony, MT's wildfire risk, in USFS's own numbers
USFS scores Kilby Butte Colony at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 10 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Kilby Butte Colony at the 90th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Kilby Butte Colony's building exposure, zone by zone
10 buildings are counted in Kilby Butte Colony, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal. This is a small settlement by building count — 10 total — so these shares describe a handful of structures, not a statistical average across thousands.
Where Kilby Butte Colony ranks
Kilby Butte Colony scores 90th nationally and 77th within Montana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Kilby Butte Colony ranks 3,122 for wildfire risk (1 is highest) and 31,510 by building count (1 is largest). Within Montana alone, it ranks 110 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Kilby Butte Colony carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Kilby Butte Colony
Kilby Butte Colony's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Kilby Butte Colony's figures come from
The methodology guide shows exactly how USFS turned 10 counted buildings into the percentiles shown above for Kilby Butte Colony. Small places like Kilby Butte Colony (10 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.