Healy Lake, AK
How exposed is Healy Lake to wildfire?
Out of every US place USFS scores, Healy Lake lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Healy Lake at the 95th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Healy Lake's buildings actually sit
Direct exposure dominates in Healy Lake: 100% of its 2 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. This is a small settlement by building count — 2 total — so these shares describe a handful of structures, not a statistical average across thousands.
Where Healy Lake ranks
Healy Lake scores 96th nationally and 88th within Alaska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Healy Lake ranks 1,312 for wildfire risk (1 is highest) and 31,521 by building count (1 is largest). Within Alaska alone, it ranks 42 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
Healy Lake and the insurance market
At the 96th percentile nationally, Healy Lake carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Healy Lake
Because Direct exposure dominates in Healy Lake (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Healy Lake's figures come from
Healy Lake's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. Small places like Healy Lake (2 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.