Garciasville, TX
Garciasville wildfire risk explained
Garciasville sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 24 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Garciasville's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Garciasville's building exposure, zone by zone
Most of Garciasville's buildings (79.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. This is a small settlement by building count — 24 total — so these shares describe a handful of structures, not a statistical average across thousands.
Garciasville against the rest of the country
There's little gap between Garciasville's 91st national percentile and its 85th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Garciasville ranks 2,970 for wildfire risk (1 is highest) and 31,431 by building count (1 is largest). Within Texas alone, it ranks 268 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Garciasville
Garciasville's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Garciasville's 79.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Garciasville's 2,970-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. At 24 buildings, Garciasville is close to the size where USFS's data gets thin — the data-quality guide explains why 517 places nationally get no score at all.