Ganister, PA
Ganister wildfire risk explained
Out of every US place USFS scores, Ganister lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 11 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ganister at the 44th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Ganister: 100% of its 11 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. This is a small settlement by building count — 11 total — so these shares describe a handful of structures, not a statistical average across thousands.
How Ganister compares
Ganister's 74th-percentile standing inside Pennsylvania outpaces its 46th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ganister ranks 17,125 for wildfire risk (1 is highest) and 31,508 by building count (1 is largest). Within Pennsylvania alone, it ranks 528 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Ganister's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ganister
With 100% of Ganister in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ganister's figures come from
The methodology guide shows exactly how USFS turned 11 counted buildings into the percentiles shown above for Ganister. Small places like Ganister (11 buildings) are exactly where USFS's underlying data gets sparsest — see the data-quality guide for the 517 places that didn't clear the bar.